Terms & Conditions

Last updated: October 15, 2025

Welcome to Tool Junction (“we,” “us,” “our”). By accessing or using our website and tools, you agree to the following Terms & Conditions. Please read them carefully before using the site.

1. Acceptance of Terms

By using Tool Junction, you agree to be bound by these Terms & Conditions, our Privacy Policy, and any additional guidelines posted on the site.

If you do not agree with these terms, please do not use our website.

2. Purpose of the Website

Tool Junction provides:

  • Personal finance and financial calculators
  • Planning and everyday utility calculators
  • PDF tools for converting, compressing, merging, and editing documents
  • General informational tools to help users make informed decisions

All tools are for informational and educational purposes only.

3. User Responsibilities

By using Tool Junction, you agree:

  • To use the tools lawfully and ethically
  • Not to upload harmful, illegal, or copyrighted files without permission
  • Not to attempt hacking, reverse engineering, or damaging the website
  • Not to misuse PDF tools for prohibited content

    • You are responsible for maintaining the privacy of your own data when using the calculators and tools.

4. No Professional or Financial Advice

Tool Junction’s calculators and results are based on standard formulas and general assumptions.
They do not substitute for professional advice such a

  • Financial advice
  • Legal advice
  • Tax planning
  • Investment decisions
  • Medical or insurance guidance

Always consult a qualified professional before making critical decisions.

5. Accuracy of Information

We strive to provide accurate and up-to-date tools, but we do not guarantee:

  • 100% precision
  • Error-free calculations
  • Uninterrupted access
  • Perfect results from PDF tools

    • Use of the website is at your own risk.

5. Third-Party Services

We may use trusted third-party tools for:

  • Analytics (e.g., Google Analytics)
  • Ads (if enabled)
  • File processing infrastructure
  • Hosting and security services

These services follow their own privacy policies and are chosen to align with industry-standard security practices.

6. Use of PDF Tools

When using PDF tools (convert, compress, merge, edit):

  • Files may be processed temporarily
  • We do not store or read your documents
  • You must ensure the files you upload do not violate copyright or law
  • You are responsible for backing up your files

We are not liable for data loss or corrupted files.

7. Intellectual Property Rights

All content on Tool Junction—including logos, text, design, tools, and code—belongs to us or our licensors.
You may not:

  • Copy
  • Sell
  • Modify
  • Reproduce
  • Redistribute

any part of the website without permission.

8. Third-Party Links

Tool Junction may include links to third-party websites or services.
We are not responsible for their content, security, or policies.

Use third-party sites at your own discretion.

9. Limitation of Liability

To the maximum extent permitted by law, Tool Junction is not liable for:

  • Any direct, indirect, or incidental damages
  • Loss of data or files
  • Financial decisions made based on calculator results
  • Issues arising from use of PDF tools
  • Any website downtime or errors

Your use of Tool Junction is entirely at your own risk.

10. Changes to Terms

We may update or modify these Terms & Conditions at any time.
Changes take effect immediately upon posting.

Continued use of the site means you accept the updated terms.

11. Termination of Access

We reserve the right to block or restrict access to users who:

  • Violate these terms
  • Misuse tools
  • Attempt unauthorized activities
  • Harm other users or the system

12. Governing Law

These Terms & Conditions are governed by applicable laws in India, unless otherwise required by local law.

13. Contact Us

If you have questions or concerns regarding these Terms & Conditions, contact us at:

  • By email: allgroup51@gmail.com
  • By visiting this page on our website: Contact Us
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